More titles

• 

  Challenges to international diversification: analysis through the global synchronized loss index

  This article examines the problem of the decreasing efficiency of international investing during financial crises. Traditionally, it is believed that if you invest in different countries, you reduce risk. However, new research shows that when there is great market stress, all markets start to fall simultaneously. This scientific article examines ... This article examines the problem of the decreasing efficiency of international investing during financial crises. Traditionally, it is believed that if you invest in different countries, you reduce risk. However, new research shows that when there is great market stress, all markets start to fall simultaneously. This scientific article examines the �Global Synchronized Loss Index� (GSLI), which helps the average investor calculate how much of his �protection� has actually disappeared.

• 

  Direct and indirect costs of cyber incidents in the small enterprise

  The present study examines the critical need for a precise differentiation of the economic consequences of cyberattacks for the most vulnerable group of market participants - small and medium-sized enterprises (SMEs). At present, the conditions for doing business in the digital sphere are entirely shaped by increasingly sophisticated technological ... The present study examines the critical need for a precise differentiation of the economic consequences of cyberattacks for the most vulnerable group of market participants - small and medium-sized enterprises (SMEs). At present, the conditions for doing business in the digital sphere are entirely shaped by increasingly sophisticated technological challenges (AI-based threats, automated attacks, etc.), as well as regulatory pressures (the implementation of more niche and stringent requirements such as the NIS2 Directive), which place companies under significant financial strain. In this context, small businesses often prove to be financially unprepared due to their inherent pragmatic focus on direct and visible costs following such incidents. The main objective of this report is to propose a logical framework for differentiating the costs associated with cyber incidents in SMEs, enabling more accurate identification, tracking, and assessment of economic consequences in the short, medium, and long term.

• 

  An empirical study of the motivational profile and attitudes toward international educational migration among high school graduates in the city of Varna

  This empirical survey study aims to define the motivational profile for educational migration among high school graduates in the city of Varna. First, a descriptive frequency analysis will be used to identify those who wish to continue their education in Bulgaria. Next, a comparative analysis will examine whether those leaving speak more languages ... This empirical survey study aims to define the motivational profile for educational migration among high school graduates in the city of Varna. First, a descriptive frequency analysis will be used to identify those who wish to continue their education in Bulgaria. Next, a comparative analysis will examine whether those leaving speak more languages than the remaining respondents. The third part of the empirical study will rank the motives by importance for respondents leaving their homeland and analyze the correlations between them. The analyses were performed using SPSS Statistics. The key findings indicate that internal factors have a stronger influence, and the primary motivations for educational migration among the respondents are the desire for personal development, followed by the pursuit of a better education.