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  Sustainability in the H&M Group�s international business model

  A sustainable business model is crucial to the effective operation of fashion chains on a global scale. This article examines the H&M Group as an international brand operating in the fast fashion sector. The aim of the study is to analyze the brand�s sustainable practices and to provide recommendations for their improvement.... A sustainable business model is crucial to the effective operation of fashion chains on a global scale. This article examines the H&M Group as an international brand operating in the fast fashion sector. The aim of the study is to analyze the brand�s sustainable practices and to provide recommendations for their improvement.

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  Development of tourism in Bulgaria in the period 2019 � 2025 in the context of global challenges

  The tourism industry is one of the most dynamically developing industries of great importance for the development of the Bulgarian economy. Tourism also has a beneficial impact on many other sectors with which it is closely interconnected - transport, trade, construction, healthcare. This integration makes it extremely vulnerable to crises. Over ... The tourism industry is one of the most dynamically developing industries of great importance for the development of the Bulgarian economy. Tourism also has a beneficial impact on many other sectors with which it is closely interconnected - transport, trade, construction, healthcare. This integration makes it extremely vulnerable to crises. Over the past few years, the tourism business on a global and national scale has faced a number of unprecedented economic, political and health challenges. How has all this affected tourism in Bulgaria, in particular the incoming tourist flow, and what trends can be observed.

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  Direct and indirect costs of cyber incidents in the small enterprise

  The present study examines the critical need for a precise differentiation of the economic consequences of cyberattacks for the most vulnerable group of market participants - small and medium-sized enterprises (SMEs). At present, the conditions for doing business in the digital sphere are entirely shaped by increasingly sophisticated technological ... The present study examines the critical need for a precise differentiation of the economic consequences of cyberattacks for the most vulnerable group of market participants - small and medium-sized enterprises (SMEs). At present, the conditions for doing business in the digital sphere are entirely shaped by increasingly sophisticated technological challenges (AI-based threats, automated attacks, etc.), as well as regulatory pressures (the implementation of more niche and stringent requirements such as the NIS2 Directive), which place companies under significant financial strain. In this context, small businesses often prove to be financially unprepared due to their inherent pragmatic focus on direct and visible costs following such incidents. The main objective of this report is to propose a logical framework for differentiating the costs associated with cyber incidents in SMEs, enabling more accurate identification, tracking, and assessment of economic consequences in the short, medium, and long term.